KT Consumer Financing

Make more possible.
With the right financing.

Whether for larger purchases or personal plans: with KT Consumer Financing, you can find a solution that fits your life. Quickly calculated and conveniently applied for online.

Financing application

Immediate Financing
Without Detours

Why wait for tomorrow when your dreams can come true today? With KT Bank, you can swiftly and effortlessly obtain financing that meets your needs and reflects your values. Free from tedious paperwork and in accordance with Islamic principles, we provide you with quick access to funds up to €50,000 – directly into your account at KT Bank. Make use of our user-friendly financing calculator to find the perfect offer, and embark on your future without delay.

Calculator

Your plans.
Your financing.

For bigger purchases and personal projects: KT Bank offers financing from €5,000 to €50,000 — simple, transparent, and easy to plan. Calculate your monthly payment online, choose a term from 12 to 84 months, and keep track of your financing at all times.

Financing that fits your life

Flexible, transparent, personally supported, and quick to arrange —
KT Consumer Financing helps you move closer to your goals.

Repay flexibly

Choose a monthly payment that fits your life. And pay it off sooner whenever you want.

Clear from the start

No hidden costs. No surprises. You always know what to expect.

Fast, with personal support

Online or in branch: we’re here to help you and get your financing on the right track quickly.

Einige Beispiele für eine Ratenfinanzierung durch die KT Bank

Möbel

fürs Wohnzimmer, Küche, Bad, Schlaf- oder Kinderzimmer, Küchenausstattung, etwa Herd, Kühlschrank, Thermomix oder Spülmaschine

Gartengestaltung

Gartenhaus, Rasen, Rasenmäher, Gartengeräte, Gartenmöbel oder Zäune

Reisen

Pauschalreisen, Flüge oder Unterkünfte

Mobilität

Roller, E-Scooter, diverse Arten von Führerscheinen und Fahrzeugen

Bildung

Studium, Weiterbildung oder Meisterkurse

Pilgerfahrt

Hadsch oder Umra

Gesundheit

Gesundheitlich bedingte Operationen, etwa Augen- oder Nasen-Operationen, Zahnersatz und auch Haartransplantationen

Energetische Sanierung

Solaranlagen, Photovoltaikanlagen

Was wird nicht finanziert?

Barauszahlungen, Umfinanzierung von bestehenden Krediten

Here are some examples of
installment financing through KT Bank:

Furniture

For the living room, kitchen, bathroom, bedroom or children’s room, kitchen equipment, such as stove, refrigerator, Thermomix or dishwasher

Garden design

Garden shed, lawn, lawn mower, garden tools, garden furniture or fences

Mobility

Scooters, e-scooters, various types of driving licenses and vehicles

Travel

Package holidays, flights or accommodation

Education

Studies, further education or master classes

Pilgrimage

Hajj or Umrah

Energetic renovation

Solar systems, photovoltaic systems

What is not funded?

Cash payments, refinancing of existing loans

In 4 Simple Steps to Your Financing

Apply for Financing

Submit your request quickly and easily through our online portal – fully digital, no paperwork required.

Get Your Financing Limit

In just a few minutes, your personalized financing limit of up to €50,000 will be reviewed and approved.

Find & Upload Your Product

Choose your desired product or service and upload the relevant document (offer or invoice) directly through the portal.

Sign the Contract Digitally & Get Paid

Once you have digitally signed the contract, the payout will be processed quickly and seamlessly – hassle-free.

Apply for your individual financing in just a few minutes

Whether you’re new to KT Bank or already a valued customer – you can easily and without obligation explore your personalized loan offer. Check your financing options within minutes and receive a tailored offer that suits your needs – transparent, fast and non-binding.

Flexibility in Your Financial Planning

Your KT Consumer Financing offers you classic security from the start – with a fixed term and predictable installments. But flexibility is just as important to us. With KT Bank, you maintain control and the flexibility to adjust your financing to your life circumstances.

Are you aware of
the Jetzz Card?

Jetzz Card is an automated card of KT Bank – specially designed for instalment payments.

Do you need a new household appliance, want to buy new furniture or book your next holiday? The Jetzz Card gives you the financial freedom you need. Once applied for, you can pay for all your purchases from €10 in convenient monthly instalments – both online or in stores.

Apply now
More information

Apply Now for KT Consumer Financing!

Interested in KT Consumer Financing? Then get detailed information through two channels – talk to our friendly customer service and schedule a callback or get personal advice from our experts in KT Bank branches. We are happy to help you decide on the financing that best suits your needs.

Apply now

FAQ

At KT Bank, you have various ways to apply for financing. You can do this either by clicking the ‘Open Account’ button on the homepage or by using the convenient financing calculator on our website.

No, as an Islamic-compliant bank, KT Bank AG does not finance cosmetic surgeries. We adhere to the principles of Islamic finance and support only products and services that are consistent with these principles. If you have any questions, please contact our service center at +49 69 255 10 200.

Yes, KT Bank supports educational financings, which can include financing for studies. If you have any questions, please contact our service center at +49 69 255 10 200.

Sharia-Compliant Processing

In another aspect, KT Bank deviates from the conventional approach of traditional banks. As is common in Islamic Banking, we purchase the desired object for you and then sell it back to you with a reasonable financing surcharge. This avoids interest, which is explicitly prohibited in Islam. The purchase sum plus surcharge can then be comfortably settled in installments tailored to you.

Here is the Sharia legal opinion on KT Consumer Financing.