KT Consumer Financing

Special wishes
deserve a special bank.

Financing application

Immediate Financing Without Detours

Why wait for tomorrow when your dreams can come true today? With KT Bank, you can swiftly and effortlessly obtain financing that meets your needs and reflects your values. Free from tedious paperwork and in accordance with Islamic principles, we provide you with quick access to funds up to €50,000 – directly into your account at KT Bank. Make use of our user-friendly financing calculator to find the perfect offer, and embark on your future without delay.


Financing Solutions Tailored to Your Life.

Whether you’re outfitting your van for the next adventure, upgrading your kitchen, or planning the wedding of your dreams – KT Bank offers value-conscious financing solutions ranging from €5,000 to €50,000, precisely tailored to your needs. Discover your personalized offer in just a few minutes with our intuitive loan calculator – completely paperless. With flexible terms from 12 to 84 months, we guarantee you financial freedom. And with our digital banking, you’ll always have a clear view of your finances. Manage your funds easily and securely through our app and realize your dreams with KT Bank.

Flexible and Free:

With KT Consumer Financing, your financial options adapt to your life. Choose your installment amount and enjoy the freedom of making extra payments to reach your goals faster.

Personally Supported:

Whether you have a question or seek advice – our specialists are here for you. Digitally or in person at the branch, we’ll find the best path for your financing together.

Transparent and Fair:

Clarity is our top priority. No hidden costs, just clear, understandable offers. This way, you always maintain full control.

Fast and Simple:

Forget about long waiting times. Whether online or in the branch, we ensure that your financing is processed quickly and smoothly – directly into your account.

Einige Beispiele für eine Ratenfinanzierung durch die KT Bank


fürs Wohnzimmer, Küche, Bad, Schlaf- oder Kinderzimmer, Küchenausstattung, etwa Herd, Kühlschrank, Thermomix oder Spülmaschine


Gartenhaus, Rasen, Rasenmäher, Gartengeräte, Gartenmöbel oder Zäune


Pauschalreisen, Flüge oder Unterkünfte


Roller, E-Scooter, diverse Arten von Führerscheinen und Fahrzeugen


Studium, Weiterbildung oder Meisterkurse


Hadsch oder Umra


Gesundheitlich bedingte Operationen, etwa Augen- oder Nasen-Operationen, Zahnersatz und auch Haartransplantationen

Energetische Sanierung

Solaranlagen, Photovoltaikanlagen

Was wird nicht finanziert?

Barauszahlungen, Umfinanzierung von bestehenden Krediten

Here are some examples of
installment financing through KT Bank:


For the living room, kitchen, bathroom, bedroom or children’s room, kitchen equipment, such as stove, refrigerator, Thermomix or dishwasher

Garden design

Garden shed, lawn, lawn mower, garden tools, garden furniture or fences


Scooters, e-scooters, various types of driving licenses and vehicles


Package holidays, flights or accommodation


Studies, further education or master classes


Hajj or Umrah

Energetic renovation

Solar systems, photovoltaic systems

What is not funded?

Cash payments, refinancing of existing loans

In 4 Simple Steps to Your Financing

Get an Offer

Calculate your desired consumer financing – this will be promptly reviewed by the staff at KT Bank.

Submit Documents

We provide you with the contract documents for download. You can easily upload the documents needed for the application review within 30 days.

Get Verified

To finalize the financing with the chosen installment payment, simply authenticate yourself via video identification, postal identification, or at one of our branches.

Receive Money

Once your documents are successfully verified, the money will be in your account in no time. You can now fulfill your heart’s desire.

Apply for Your Personalized Financing in Minutes

As a KT Bank customer, you can easily and without obligation discover your personal loan offer. In just a few minutes, you can have your creditworthiness checked and receive a tailored offer that perfectly fits your needs – non-binding and clear.

Flexibility in Your Financial Planning

Your KT Consumer Financing offers you classic security from the start – with a fixed term and predictable installments. But flexibility is just as important to us. With KT Bank, you maintain control and the flexibility to adjust your financing to your life circumstances.

Are you aware of the Jetzz Card?

Jetzz Card is an automated card of KT Bank – specially designed for instalment payments.

Do you need a new household appliance, want to buy new furniture or book your next holiday? The Jetzz Card gives you the financial freedom you need. Once applied for, you can pay for all your purchases from €10 in convenient monthly instalments – both online or in stores.

Apply Now for KT Consumer Financing!

Interested in KT Consumer Financing? Then get detailed information through two channels – talk to our friendly customer service and schedule a callback or get personal advice from our experts in KT Bank branches. We are happy to help you decide on the financing that best suits your needs.

Sharia-Compliant Processing

In another aspect, KT Bank deviates from the conventional approach of traditional banks. As is common in Islamic Banking, we purchase the desired object for you and then sell it back to you with a reasonable financing surcharge. This avoids interest, which is explicitly prohibited in Islam. The purchase sum plus surcharge can then be comfortably settled in installments tailored to you.

Here is the Sharia legal opinion on KT Consumer Financing.


At KT Bank, you have various ways to apply for financing. You can do this either by clicking the ‘Open Account’ button on the homepage or by using the convenient financing calculator on our website.

No, as an Islamic-compliant bank, KT Bank AG does not finance cosmetic surgeries. We adhere to the principles of Islamic finance and support only products and services that are consistent with these principles. If you have any questions, please contact our service center at +49 69 255 10 200.

Yes, KT Bank supports educational financings, which can include financing for studies. If you have any questions, please contact our service center at +49 69 255 10 200.