KT Current Account

Now there is an account that fits your life. And your beliefs.

Open an account

Many services and €0.00 costs

Withdraw, deposit or transfer money and save: With the free current account of KT Bank you have your finances under control – without overdraft facilities and overdraft interest.

Apply now for the free current account of KT Bank.

With the KT mobile banking app, you can conveniently handle your payment transactions from anywhere using your smartphone. What does this mean for you? Maximum flexibility! Whether you log into online banking from home or manage your finances on the go via app: You have unrestricted access to the KT Current Account and all your transactions at any time.

Free checking account

  • No account management fees
  • No overdraft interest and overdraft facility

Opening an account is this fast

Open current account online

Click on “Open an account” and off you go.

Fill out application

Fill out and submit the application form in just a few minutes.

Legitimation via Video-Ident

Have your identity card or passport ready. Video legitimation also works via smartphone or tablet.

Receive banking data and card

We will review your application within the next few days. You will then receive your access data by email and your Mastercard by post, if ordered.

The advantages of the KT Current Account  at a glance

Free account switching service

Do you already have a current account? No problem! We make your account switch as quick and easy as possible.

No account management fees

Free means free – no fees, no interest, no overdraft facility.

No minimum deposit

You can open your current account with a cash deposit as low as €1.

Current account in different currencies

Our KT Current Account is not only convincing as a euro-based account. You can also open an account in 9 other currencies.

Online and mobile banking included

Stay flexible and make payments conveniently from anywhere.

You decide: KT Current Account
in different currencies

In addition to your KT Current Account in euro, we also offer you the option of managing your account in the following currencies:

  • TRY – Turkish lira
  • USD – US-Dollar
  • GBP – British Pound
  • CHF – Swiss Franc
  • SAR – Saudi Riyal
  • KWD – Kuwaiti dinar
  • AED – United Arab Emirates Dirham
  • JPY – Japanese yen
  • QAR – Qatar Riyal

Account switching made easy – How to get a KT Current Account  

Anyone wishing to switch accounts to the KT Current Account can rely on us for comprehensive support. Thus, we offer you a simple and complete transfer from your old account to the current account of KT Bank. Our service also includes informing all payment partners about the new account details.

This is how the account switch works

Would you like to open a KT Current Account? Don’t worry about switching accounts. This only takes a few minutes and is neither complicated nor does it incur additional costs.

We identify your payment partners and list them.

You then decide who will be informed about the new bank details.

If necessary, add to or correct the list of your payment partners.

You send the order and receive a confirmation.

Further services of the KT Current Account  

Our KT Current Account also includes online banking. This allows you to conveniently make transfers, view account balances and perform various other transactions from anywhere. You will receive the access data required for online banking from us once you open the account. Simply log in and get started – absolutely free of charge. Do your financial business digitally, easily and securely 24 hours a day, seven days a week – with KT Bank’s mobile or online banking. 

The right app for the KT Current Account

In addition to online banking, mobile banking is also part of our current account. Thus, with the KT Bank app, you can conveniently handle your payment transactions from anywhere using your smartphone. What does this mean for you? Maximum flexibility! Whether you want to log into online banking from home or manage finances on the go: You have flexible access to the KT Current Account and your transactions anytime and anywhere. The app is available for download in the App Store as well as in the Google Play Store and can be installed on all common smartphones.

Easy and Free Cash Withdrawals

With your KT Current Account, convenient ATM withdrawals become part of your daily routine. Enjoy fee-free transactions at over 2,500 Euronet ATMs with your Maestro Card. And for Mastercard holders, take advantage of withdrawing cash for free three times a month at any ATM worldwide. Simple, straightforward, and without any fees.

Withdraw money at the supermarket

Cash at zero cost with our Maestro card – this is not only possible at ATMs. Because as a customer of KT Bank, you can withdraw up to €200 in cash free of charge in many supermarkets in Germany from a purchase value of €10. And it’s as simple and safe as can be: Simply state your desired amount at the cash register, enter the PIN in the card reader and the cash is paid out. Do your shopping and withdraw cash at the same time: With the KT Current Account, that is exactly what you can do!