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Current Account
The KT GiroKonto is your all-in-one gateway to smarter financial solutions – easily managed via app, available 24/7, and perfectly designed for modern banking.
What’s included:
- Gold Account
- Fixed-Term Savings Account
- Savings Account
- Investment Account
- Instant & SWIFT Transfers
- Multi-Currency Account
Your Benefits:
GoldAccount
With the KT GoldKonto, you can invest in physical, LBMA-certified gold starting from just €1 – fully digital, completely fee-free, and easily managed via app or online banking.
What’s included:
- Digital gold purchases from as little as €1
- Real, physically backed gold investment
- Buy and sell anytime with full flexibility
- Easy online control via app
Your Benefits:
- €0 account and transaction fees
- Fine gold certified by the LBMA
- No fixed investment term
- Home delivery available from 10g
Jetzz Card
The Jetzz Card from KT Bank gives you maximum flexibility for your purchases. Pay online or in store and decide afterwards whether to settle the amount immediately or split it into convenient monthly installments. Everything can be managed easily and transparently through the KT Banking App.
Included services
- Flexible installment payments for your purchases
- Repayment terms from 1 to 24 months
- Usable online and in stores
- Management and control via the KT Banking App
- SMS notification after every purchase
Benefits
- Credit limit up to €25,000
- Flexible repayment terms from 1 to 24 months
- Pay flight tickets with all airlines in 6 installments with no surcharge
- Fast and fully digital application
- No annual fee
Car Financing
Finance your dream car online – flexible, paperless, and with instant approval via app or website.
Your Benefits:
✓ Financing for new and used vehicles
✓ Instant approval with terms up to 100 months
✓ Final balloon payment option available
✓ Payout within 1–2 business days
Consumer Financing
Get up to €50,000 – apply online, calculate instantly, and skip the branch visit entirely.
Your Benefits:
✓ Fast approval decision
✓ 100% digital application
✓ Financing up to €50,000
✓ Flexible terms tailored to you
✓ No hidden fees
Real Estate Financing
Use our free pre-check to find out how much property financing is possible for you.
Your Benefits:
✓ Interest rates starting from 4.39% p.a.
✓ Financing possible even without a down payment
Jetzz Card
With the KT Jetzz Card, you can easily split purchases from just €10 into flexible installments – online or in-store.
Your Benefits:
✓ Full control via the app
✓ Flexible terms: 3 to 24 months
✓ Credit limit up to €25,000
✓ No annual fee
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